HVAC Contractor Insurance
As a HVAC contractor here in New York, you want to make sure that you
understand what the best practices are regarding insurance for HVAC contractors. ContractorsInsuranceManhattanNY.com
specializes in New York contractors insurance for Manhattan HVAC contractors.
Our program for HVAC contractors in New York was built on years of insurance
industry expertise, as well as having local roots in Manhattan. That perspective allows us
unique insight into the special insurance needs of HVAC contractors.
Insurance For HVAC Contractors in New York
We insure the HVAC contractor who is an artisan - residential, commercial or light
industrial. This category includes contractors who install air conditioning, and furnaces, service and repair duct work as well as service and install low pressure residential boilers for hot water heating systems. Generally unacceptable is rigging whereby you are placing the cooling units on roofs, also generally excluded is asbestos abatement handling. Most insurance company underwriters will have issue if your work includes LPG, butane or propane gas work. You should also call our office if your business includes wood stove installation as we will need to discuss this exposure.
Our mission is to put your business in the most affordable of the class codes. While we have a
number of companies that write this line of general liability, please let us know if your
operations include a significant portion of work outside of New York, or if there are unique
risk characteristics.
We can provide coverage for a HVAC contractor on either a standalone basis, or
as part of a package. Generally a HVAC contractor will require a number of
different coverage parts or insurance policies to adequately cover the types of risk and exposure
that are inherent to being a HVAC contractor here in New York.
These policies or coverage parts generally include but are not limited to:
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